
This filling loaded baked potato with juicy steak chunks has totally changed how I do dinner on weeknights. The mix of soft, fluffy potato inside and tasty steak makes such a good combo of taste and texture that even the fussiest eaters at my home can't resist it.
I started making these loaded spuds when some friends dropped by unexpectedly and I needed something comforting but kinda fancy. The combo was such a winner that my family now asks for it at least twice every month.
Ingredients
- Russet potatoes picked because they get super fluffy inside while their skins turn wonderfully crispy
- Sirloin steak gives you that sweet spot between tender and flavorful without costing too much
- Olive oil makes those potato skins get that crunch everybody wants
- Butter gives your steak bits that amazing brown crust
- Garlic and onion powder boost the taste of both your meat and potatoes
- Cheddar cheese go for the strong stuff to stand up to the meaty steak flavor
- Sour cream brings a cool, tangy touch that cuts through the richness
- Green onions add fresh color and light oniony zip
- Bacon bits give you that smoky crunch in every mouthful
- Mozzarella cheese brings that lovely stretchy pull when you take a bite
Step-by-Step Instructions
- Prepare the potatoes
- Scrub and dry your russets completely, then poke them several times with a fork. This key step lets steam escape so they won't blow up in the oven. Make sure you coat them evenly with oil to get the crispiest skin.
- Season generously
- Sprinkle salt and pepper all over those oily potato skins. The seasonings stick to the oil and turn into a tasty crust while baking, making your potato way better than just a plain one.
- Perfect potato baking
- Set your prepped potatoes right on the oven rack for all-around heat and better crisping. The cooking time varies for different sized spuds - they're done when a fork goes in easily but they don't fall apart.
- Prepare the steak
- Chop your sirloin into same-sized chunks - about 3/4 inch squares work great. When they're all the same size, they'll cook at the same speed so some pieces won't burn while others stay raw.
- Master the sear
- Let your pan get really hot before adding butter and then meat. Don't crowd the pan or your steak will steam instead of sear. Cook in smaller batches if needed for the best crust.
- Build your loaded potato
- After cutting open your baked potatoes, fluff up the inside with a fork to make little pockets where toppings can sink in. Put cheese on first so the hot potato helps melt it.
- Melt and serve
- The quick trip back to the oven helps everything blend together flavor-wise. Keep an eye on it so the cheese melts but doesn't burn. Arrange your steak chunks nicely on top right before you bring it to the table.

The first time I put these loaded potatoes in front of my teenage kid, he actually stopped looking at his phone to tell me how good they were. That alone made this recipe worth keeping - no small win with a teenager at the table.
Make Ahead Options
You can partly prep these loaded baked potatoes with steak chunks ahead to make dinner quicker. Bake your potatoes up to two days early and keep them in the fridge. When you're ready to eat, warm them up in a 350°F oven for about 15 minutes before you add toppings and steak. It's best to cook the steak fresh, but if you need to, you can make it up to a day ahead and warm it up in a pan with a little beef broth so it doesn't dry out.
Flavor Variations
Try different flavors to keep this meal exciting week after week. For a tex-mex style, swap in pepper jack cheese instead of cheddar and top with black beans, roasted corn and a spoonful of guacamole. Go Mediterranean with feta cheese, olives and chopped tomatoes topped with oregano-flavored steak. Want a breakfast twist? Crown your potato with scrambled eggs next to the steak bits and finish with hot sauce for some morning kick.
Serving Suggestions
These loaded potatoes work great as a meal all by themselves, but you can make them even better with smart sides. A basic green salad with light dressing gives a nice fresh contrast to the rich potato. Roasted asparagus or broccoli add more veggies that work with the main dish without taking over. For a fancy touch, serve each potato on a warm plate with extra sour cream in a small dish on the side, topped with more green onions.
Selecting the Perfect Potato
Getting the right potato is key to making this recipe work. Russets are best because they're high in starch, which makes them super fluffy inside. Look for potatoes that feel heavy and have smooth skin without marks. Stay away from any with green spots or sprouts. Medium-sized ones around 6-8 ounces each give you the perfect portion and cook more evenly than really big ones. If you want to go all out, try to find Idaho russets - many folks think they're the very best for baking.

Recipe FAQs
- → What's the best steak to use for this meal?
Sirloin works great because it's tasty, somewhat tender, and won't break the bank. You can switch to ribeye if you want something richer and more marbled, or try filet mignon for extra tenderness. Just make sure you cut all the pieces the same size so they cook evenly.
- → Can I get anything ready ahead of time?
Sure thing! You can bake the potatoes a day early and keep them in the fridge. Just warm them up at 350°F for about 15-20 minutes before you add the toppings. It's best to cook the steak right before serving, but you can get all the toppings like cheese, green onions, and bacon ready earlier in the day.
- → How can I tell when my potatoes are done?
Your potato is ready when you can easily stick a fork through it. The outside should be crispy, and the inside soft and fluffy. Bigger potatoes might need 45-60 minutes. If you grab the potato with an oven mitt and give it a gentle squeeze, it should feel a bit soft when it's done.
- → What goes well on the side with this?
This dish is pretty much a whole meal by itself, but a simple green salad with a light dressing works really well with it. You could also throw in some steamed broccoli or roasted asparagus for extra veggies and balance out all that richness.
- → Can I make this without meat?
You bet! Swap out the steak for some sautéed mushrooms - cremini or portobello are great choices - with the same seasonings. Mushrooms have a meaty feel that works really well here. You could also try plant-based meat substitutes or roasted chickpeas for protein.
- → How do I cook the steak pieces just right?
For medium-rare chunks, cook them for about 3 minutes total in a super hot pan, turning them now and then. If you want medium, go for 4 minutes, and for well-done, about 5-6 minutes. A cast-iron pan gives you the best sear. Just remember the meat will keep cooking a bit from its own heat after you take it off.