
This mini chocolate chip banana bread brings together the cozy sweetness of ripe bananas and the indulgence of melty chocolate chips in a single loaf. I always turn to this recipe when I spot sad speckled bananas on the counter and want a quick yet satisfying dessert or snack that fills the house with a nostalgic aroma.
My favorite part is sneaking a slice while it is still a little warm from the oven. I first baked this to surprise my daughter after school and now it is her most-requested treat. The mini loaf disappears even faster than the full-size version.
Ingredients
- Ripe bananas: bring natural sweetness and moisture to the loaf Choose ones with many brown spots for best flavor
- Unsalted butter: creates a tender crumb and richer taste Melting it ahead means easier mixing
- Granulated sugar: helps sweeten and caramelize the loaf Use a fine-grained sugar
- Large egg: binds everything and adds structure Try to use a farm-fresh egg when possible
- Vanilla extract: deepens the flavor For best results choose pure vanilla
- All-purpose flour: provides a soft but sturdy base A light fluffing before measuring keeps the loaf airy
- Baking soda: is essential for lift so the bread rises evenly Be sure it is fresh
- Salt: balances the sweetness and sharpens all the flavors A fine sea salt works well
- Mini chocolate chips: scatter through the loaf for chocolate in each bite Use a good baking brand for best melt
Step-by-Step Instructions
- Prepare your pan:
- Grease a mini loaf pan or line it with parchment paper making sure to press it fully into the corners so your loaf releases easily after baking
- Mash bananas and mix wet ingredients:
- In a medium bowl mash the ripe bananas thoroughly until no lumps remain Stir in the melted butter and granulated sugar until the mixture is creamy and smooth
- Add egg and vanilla:
- Crack the egg into the bowl and pour in the vanilla extract Whisk or stir until everything is well blended and there are no streaks of egg
- Combine dry ingredients separately:
- In another bowl sift together all-purpose flour baking soda and salt Sifting helps avoid clumps and ensures leavening even throughout the bread
- Mix wet and dry ingredients:
- Gradually add the dry ingredients into the bowl with the wet ingredients stirring gently with each addition Mix just until combined and stop once you do not see dry flour to keep the loaf tender
- Fold in chocolate chips:
- Gently sprinkle mini chocolate chips over the batter and fold them in using a spatula Be gentle to maintain a light texture and make sure chips are spread well
- Transfer to pan:
- Scrape the batter into the prepared mini loaf pan Use a spatula to level the top evenly so your bread bakes uniformly
- Bake:
- Place in your preheated oven and bake for about thirty minutes Test with a toothpick in the center and look for only a few moist crumbs to know it is done
- Cool and serve:
- Once baked cool in the pan for ten minutes before carefully lifting it onto a wire rack Wait until the bread is completely cool to slice for clean pieces

My favorite part is the way the mini chocolate chips melt into tiny pockets of gooey chocolate in each slice Sometimes I sneak a few extra chips right before baking just for that surprise My little one loves to help with mashing the bananas and always wants to lick the spoon
Storage Tips
This mini loaf keeps well at room temperature for two days I wrap it in foil or keep it in an airtight container To freeze slice the cooled bread wrap pieces individually and store in a freezer bag Reheat in the microwave or toaster for a freshly baked feel
Ingredient Substitutions
You can swap melted coconut oil for the butter if you prefer a dairy free version Whole wheat flour works for a heartier loaf though the crumb will be denser Out of chocolate chips Try chopped nuts or dried fruit for a different twist

Serving Suggestions
Savor a warm slice with salted butter for breakfast or pack one into a lunchbox for a mid-day treat I also love it topped with a dollop of whipped cream or served with a scoop of ice cream for dessert
Cultural Note
Banana bread was a Depression era innovation as home bakers sought to avoid waste Ripe bananas turned out to be the key for sweet moist loaves This mini chocolate chip version is a modern twist on a classic comfort bake now enjoyed around the world
Recipe FAQs
- → Can I use regular chocolate chips instead of mini chips?
Yes, you can substitute regular chocolate chips, but mini chips ensure more even chocolate distribution in each bite.
- → How ripe should the bananas be?
Very ripe or overripe bananas with brown spots are best; they add natural sweetness and blend smoothly into the batter.
- → Can I add nuts to the loaf?
Absolutely. Walnuts or pecans are delicious additions for extra texture and a flavor boost.
- → Is it possible to freeze slices?
Yes, you can freeze individual slices. Wrap tightly and thaw as needed for a quick snack or breakfast.
- → How do I know when the loaf is fully baked?
Check by inserting a toothpick in the center—if it comes out clean or with a few moist crumbs, it's ready.
- → Can I make this recipe without eggs?
Yes, you can replace the egg with a flaxseed or chia seed substitute for a similar texture.